1. Information We Collect

Account Information

Email, name, password (encrypted), profile data

Usage Data

IP address, browser type, pages visited, time spent, device information

Cookies & Tracking

We use cookies for authentication, preferences, and analytics (Google Analytics, Google AdSense)

Payment Information

Processed by Stripe. We store transaction IDs only, not card details.

2. How We Use Your Information

• Provide and improve the Service
• Personalize content and ads
• Send newsletters (with consent)
• Process payments
• Prevent fraud and abuse
• Comply with legal obligations
• Analytics and research

3. Information Sharing

We Share With:

• Service Providers: AWS, Stripe, SendGrid, Google Analytics
• Advertisers: Google AdSense (anonymized data)
• Legal Requirements: When required by law
• Business Transfers: In case of merger or acquisition

We Do NOT:

• Sell your personal information
• Share email addresses with third parties for marketing
• Share payment details (handled by Stripe)

4. International Data Transfers

Data is stored in the United States. By using the Service, you consent to transfer of your data to the US. We comply with applicable data protection laws including GDPR and CCPA.

5. Your Rights

GDPR Rights (EU Users)

• Access your data
• Correct inaccurate data
• Delete your data ("right to be forgotten")
• Export your data (data portability)
• Object to processing
• Withdraw consent

CCPA Rights (California Users)

• Know what data we collect
• Delete your data
• Opt-out of data sales (we don't sell data)
• Non-discrimination for exercising rights

How to Exercise Rights

Email: privacy@thetalklounge.com or use account settings

6. Data Retention

We retain data while your account is active and for 90 days after deletion (for legal/fraud prevention). Backups may retain data for up to 1 year.

7. Security

We use encryption (HTTPS), secure servers, and industry-standard practices. However, no method is 100% secure. You are responsible for keeping your password confidential.

8. Children's Privacy

The Service is not intended for users under 13. We do not knowingly collect data from children. If we learn we have collected such data, we will delete it immediately.

9. Cookies & Tracking Technologies

Essential Cookies

Required for authentication and security

Analytics Cookies

Google Analytics tracks usage patterns (anonymized)

Advertising Cookies

Google AdSense for personalized ads

Managing Cookies

Use browser settings or our cookie consent tool. Disabling may limit functionality.

10. Third-Party Links

Our Service contains links to third-party sites. We are not responsible for their privacy practices. Review their policies before providing information.

11. Changes to Privacy Policy

We may update this policy. Material changes will be posted with an updated date. Continued use after changes constitutes acceptance.

12. Contact Us

For privacy questions or to exercise your rights:
Email: privacy@thetalklounge.com
Address: [Your Business Address]
Data Protection Officer: [If applicable]

13. Country-Specific Information

European Union

Legal basis for processing: Consent, contract performance, legitimate interests

Data Controller: TheTalkLounge

EU Representative: [If applicable]

California

We do not sell personal information

Categories collected: Identifiers, usage data, payment info

Business purpose: Service provision, analytics, advertising

Other Jurisdictions

We comply with applicable local data protection laws